Equal Housing Opportunity Lender

We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988). It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.

• In the sale or rental of housing

• In advertising the sale or rental of housing
• In the financing of housing
• In the provision of Real Estate brokerage service
• In the appraisal of housing
• Blockbusting is also illegal

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination:         1-800-669-9777 (toll free), or 1-800-927-9275 (tdd). U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington DC 20410.

Equal Credit Opportunity Act Fair Lending Notice

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is:

Mortgage Companies
Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington DC 20580

"Closing Costs Guaranteed" means that the lender's fees for your loan application will not change between the time you apply and the time you close assuming the following: The loan amount does not change, the rate and points option you choose does not change, the loan program you applied for does not change, and any stated items on your application, such as your stated income, assets, job history, address history, or any other factor that may affect the underwriting decision of the loan you applied for, do not change.

APR:- 3.25 % start rate for 1mo ARM. APR varies 5.27%- 5.67 % subject to change w/out notice

Pennsylvania:	Licensed Mortgage Banker by Pennsylvania Department of Banking.
New Jersey:	Licensed Mortgage Banker - New Jersey Department of Banking.
Florida:	Correspondent Mortgage Lender - Florida Department of Banking and Finance
New York:	Licensed Mortgage Banker - New York State Banking Department.
Missouri:	Operates under an exemption from licensing.
Montana:	Operates under an exemption from licensing.
Colorado :	Operates as a First Mortgage Broker under an exemption from licensing.
Delaware:	Chapter 22 Licensed Lender
Kentucky:	Operates under an exemption from licensing.
Indiana:	Operates under an exemption from licensing.
Alaska:	Operates under an exemption from licensing.
Tennessee:	Licensed Mortgage Banker
California:	Residential Mortgage Lender License Money Warehouse is an Equal Housing Lender licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Licensed by the Department of Corporations under CRMLA.
Illinois:	Residential Mortgage License Commissioner of Office of Banks and Real Estate 310 S. Michigan Avenue Suite 2130 Chicago, IL 60604-4278 312-793-1409
Maryland:	Mortgage Lenders License
Connecticut:	Licensed Mortgage Lender.
Massachusetts:	Licensed Mortgage Lender and Mortgage Broker